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I’m here to help you understand your home loan options and what you can afford. Step one is learning about you and your current financial situations by completing the pre-qualification form.
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Mia Richardson
Your Lake Oswego
Home Loan Expert
When you’re ready to build, buy, or refinance your Oregon home, you deserve the utmost care. Mia Richardson brings passion and expertise to help you on your mortgage journey.
A Loan Expert by Your Side
Mia Richardson
Get Started in Less Than
10 minutes
Get pre-qualified with Mia with our online mortgage application. It's simple, fast & secure
"Had a great experience working with them, very stress free and kept us updated along the way. Thank you!"
- Bill | Missoula, MT
Local Home Loan
Expertise & Service
Whether you're looking to buy a vacation home, refinance your home, or build your dream home, Mia will help you pick the loan that will work best for you.
Our Most Popular
Loan Options
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Our Most Popular
Loan Options -
Conventional Loans
By far, the most popular type of home loan. Borrow up to 97% of the home's value. Private mortgage insurance required for down payments of less than 20%.
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FHA Loans
Designed to help borrowers with low-to-moderate income or low credit purchase a home in Oregon. Down payment as low as 3.5% and available to those with low credit scores.
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Construction Loans
MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.
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VA Loans
Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines.
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Refinance
Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.
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Contact Me
I'm Here
For You
Mia Richardson
525 3rd Street, Suite 200
Lake Oswego, OR 97034
